Regeling van de Minister van Volkshuisvesting en Ruimtelijke Ordening van 9 december 2024, nr. 2024-0000937784, houdende vaststelling van percentages, bedragen en inkomensklassen ingevolge de Wet bevordering eigenwoningbezit en wijziging van enkele bedragen in die wet (Regeling koopsubsidiegrenzen en koopsubsidieplafond 2025)

Artikel 1 artikel 23 van de Wet bevordering eigenwoningbezit De rentevaste periode, bedoeld in, is: 10 jaar. 2024 41244 20-12-2024 09-12-2024 2024-0000937784 2024 41244 20-12-2024 09-12-2024 2024-0000937784 01-01-2025

Artikel 2 artikel 26, eerste lid, van de Wet bevordering eigenwoningbezit Het percentage van de toetsrente, bedoeld in, bedraagt: 3,6. 2024 41244 20-12-2024 09-12-2024 2024-0000937784 2024 41244 20-12-2024 09-12-2024 2024-0000937784 01-01-2025

Artikel 3 artikel 29, eerste lid, van de Wet bevordering eigenwoningbezit De financieringslastnorm, bedoeld in, bedraagt: a. voor een- en meerpersoonshuishoudens: , en Financieringslastnorm 1 19,00% 2 19,00% 3 19,00% 4 20,50% 5 20,50% 6 22,00% 7 22,00% 8 23,00% 9 23,00% 10 24,00% 11 24,00% 12 24,50% 13 24,50% 14 24,50% 15 24,50% 16 24,50% 17 24,50% 18 24,50% 19 24,50% 20 24,50% 21 24,50% 22 24,50% 23 24,50% 24 24,50% 25 24,50% 26 24,50% 27 24,50% 28 24,50% 29 24,50% 30 24,50% 31 24,50% 32 24,50% 33 24,50% 34 24,50% 35 24,50% 36 24,50% 37 24,50% 38 24,50% 39 24,50% 40 24,50% 41 24,50% 42 24,50% 43 24,50% 44 24,50% 45 24,50% 46 24,50% 47 24,50% 48 24,50% 49 24,50% 50 24,50% 51 24,50% 52 24,50% 53 24,50% 54 24,50% 55 24,50% 56 24,50% 57 24,50% 58 24,50% 59 24,50% b. voor een- en meerpersoonsouderenhuishoudens: Financieringslastnorm 1 18,00% 2 18,00% 3 18,00% 4 20,00% 5 20,00% 6 22,00% 7 22,00% 8 24,00% 9 24,00% 10 25,00% 11 25,00% 12 25,50% 13 25,50% 14 26,00% 15 26,00% 16 26,50% 17 26,50% 18 27,00% 19 27,00% 20 27,50% 21 27,50% 22 27,50% 23 27,50% 24 28,00% 25 28,00% 26 28,00% 27 28,00% 28 28,50% 29 28,50% 30 28,50% 31 28,50% 32 28,50% 33 28,50% 34 29,00% 35 29,00% 36 29,00% 37 29,00% 2024 41244 20-12-2024 09-12-2024 2024-0000937784 2024 41244 20-12-2024 09-12-2024 2024-0000937784 01-01-2025

Artikel 4 artikel 29, tweede lid, van de Wet bevordering eigenwoningbezit Het percentage, bedoeld in, waarmee de financieringslastnorm, bedoeld in het eerste lid van dat artikel, ten hoogste kan worden vermeerderd, bedraagt: a. voor een- en meerpersoonshuishoudens: , en Opslagpercentage 1 6,40% 2 6,40% 3 6,40% 4 6,40% 5 6,40% 6 6,40% 7 6,40% 8 6,40% 9 6,40% 10 6,40% 11 6,40% 12 6,40% 13 6,40% 14 6,40% 15 6,40% 16 6,40% 17 6,40% 18 6,40% 19 6,40% 20 6,40% 21 6,40% 22 6,40% 23 6,40% 24 6,40% 25 6,40% 26 6,40% 27 6,40% 28 6,40% 29 6,40% 30 6,40% 31 6,40% 32 6,40% 33 6,40% 34 6,24% 35 5,90% 36 5,56% 37 5,23% 38 4,91% 39 4,59% 40 4,28% 41 3,98% 42 3,68% 43 3,39% 44 3,11% 45 2,83% 46 2,56% 47 2,29% 48 2,03% 49 1,77% 50 1,52% 51 1,27% 52 1,02% 53 0,79% 54 0,55% 55 0,32% 56 0,10% 57 0,00% b. voor een- en meerpersoonsouderenhuishoudens: Opslagpercentage 1 2,40% 2 2,40% 3 2,40% 4 2,40% 5 2,40% 6 2,40% 7 2,40% 8 2,40% 9 2,40% 10 2,40% 11 2,40% 12 2,40% 13 2,40% 14 2,40% 15 2,40% 16 2,40% 17 2,40% 18 2,40% 19 2,40% 20 2,40% 21 2,40% 22 2,40% 23 2,40% 24 2,40% 25 2,40% 26 2,40% 27 2,40% 28 2,40% 29 2,40% 30 2,40% 31 2,40% 32 2,40% 33 2,40% 34 1,74% 35 1,40% 36 1,06% 37 0,73% 38 0,00% 2024 41244 20-12-2024 09-12-2024 2024-0000937784 2024 41244 20-12-2024 09-12-2024 2024-0000937784 01-01-2025

Artikel 5 artikel 29, vijfde lid, van de Wet bevordering eigenwoningbezit De inkomensklassen en de daarbij behorende maximale hypothecaire leningen, bedoeld in, zijn: a. voor een- en meerpersoonshuishoudens: , en Inkomensklasse Inkomensklasse Maximale hypothecaire lening Maximale hypothecaire lening ondergrens bovengrens ondergrens bovengrens 1 – € 27.999 – € 130.354 2 € 28.000 € 28.499 € 130.359 € 132.682 3 € 28.500 € 28.999 € 132.686 € 135.010 4 € 29.000 € 29.499 € 142.987 € 145.448 5 € 29.500 € 29.999 € 145.453 € 147.913 6 € 30.000 € 30.499 € 156.166 € 158.764 7 € 30.500 € 30.999 € 158.769 € 161.366 8 € 31.000 € 31.499 € 167.054 € 169.743 9 € 31.500 € 31.999 € 169.748 € 172.437 10 € 32.000 € 32.499 € 178.308 € 181.088 11 € 32.500 € 32.999 € 181.094 € 183.875 12 € 33.000 € 33.499 € 186.904 € 189.731 13 € 33.500 € 33.999 € 189.736 € 192.563 14 € 34.000 € 34.499 € 192.568 € 195.394 15 € 34.500 € 34.999 € 195.400 € 198.226 16 € 35.000 € 35.499 € 198.232 € 201.058 17 € 35.500 € 35.999 € 201.064 € 203.890 18 € 36.000 € 36.499 € 203.896 € 206.722 19 € 36.500 € 36.999 € 206.728 € 209.554 20 € 37.000 € 37.499 € 209.559 € 212.386 21 € 37.500 € 37.999 € 212.391 € 215.218 22 € 38.000 € 38.499 € 215.223 € 218.049 23 € 38.500 € 38.999 € 218.055 € 220.881 24 € 39.000 € 39.499 € 220.887 € 223.713 25 € 39.500 € 39.999 € 223.719 € 226.545 26 € 40.000 € 40.499 € 226.551 € 229.377 27 € 40.500 € 40.999 € 229.383 € 232.209 28 € 41.000 € 41.499 € 232.214 € 235.041 29 € 41.500 € 41.999 € 235.046 € 237.873 30 € 42.000 € 42.499 € 237.878 € 247.914 31 € 42.500 € 42.999 € 247.914 € 247.914 32 € 43.000 € 43.499 € 247.914 € 247.914 33 € 43.500 € 43.999 € 247.914 € 247.914 34 € 44.000 € 44.499 € 247.914 € 247.914 35 € 44.500 € 44.999 € 247.914 € 247.914 36 € 45.000 € 45.499 € 247.914 € 247.914 37 € 45.500 € 45.999 € 247.914 € 247.914 38 € 46.000 € 46.499 € 247.914 € 247.914 39 € 46.500 € 46.999 € 247.914 € 247.914 40 € 47.000 € 47.499 € 247.914 € 247.914 41 € 47.500 € 47.999 € 247.914 € 247.914 42 € 48.000 € 48.499 € 247.914 € 247.914 43 € 48.500 € 48.999 € 247.914 € 247.914 44 € 49.000 € 49.499 € 247.914 € 247.914 45 € 49.500 € 49.999 € 247.914 € 247.914 46 € 50.000 € 50.499 € 247.914 € 247.914 47 € 50.500 € 50.999 € 247.914 € 247.914 48 € 51.000 € 51.499 € 247.914 € 247.914 49 € 51.500 € 51.999 € 247.914 € 247.914 50 € 52.000 € 52.499 € 247.914 € 247.914 51 € 52.500 € 52.999 € 247.914 € 247.914 52 € 53.000 € 53.499 € 247.914 € 247.914 53 € 53.500 € 53.999 € 247.914 € 247.914 54 € 54.000 € 54.499 € 247.914 € 247.914 55 € 54.500 € 54.999 € 247.914 € 247.914 56 € 55.000 € 55.499 € 247.914 € 247.914 b. voor een- en meerpersoonsouderenhuishoudens: Inkomensklasse Inkomensklasse Maximale hypothecaire lening Maximale hypothecaire lening Ondergrens Bovengrens Ondergrens Bovengrens 1 – € 27.999 – € 104.694 2 € 28.000 € 28.499 € 104.697 € 106.563 3 € 28.500 € 28.999 € 106.567 € 108.433 4 € 29.000 € 29.499 € 119.068 € 121.116 5 € 29.500 € 29.999 € 121.121 € 123.169 6 € 30.000 € 30.499 € 134.171 € 136.403 7 € 30.500 € 30.999 € 136.407 € 138.639 8 € 31.000 € 31.499 € 150.008 € 152.422 9 € 31.500 € 31.999 € 152.427 € 154.842 10 € 32.000 € 32.499 € 160.712 € 163.218 11 € 32.500 € 32.999 € 163.223 € 165.729 12 € 33.000 € 32.499 € 168.758 € 171.310 13 € 33.500 € 33.999 € 171.315 € 173.867 14 € 34.000 € 34.499 € 176.988 € 179.586 15 € 34.500 € 34.999 € 179.591 € 182.189 16 € 35.000 € 35.499 € 185.401 € 188.045 17 € 35.500 € 35.999 € 188.050 € 190.693 18 € 36.000 € 36.499 € 193.998 € 196.687 19 € 36.500 € 36.999 € 196.692 € 199.381 20 € 37.000 € 37.499 € 202.778 € 205.512 21 € 37.500 € 37.999 € 205.518 € 208.253 22 € 38.000 € 38.499 € 208.258 € 210.993 23 € 38.500 € 38.999 € 210.998 € 213.733 24 € 39.000 € 39.499 € 217.313 € 220.093 25 € 39.500 € 39.999 € 220.099 € 222.879 26 € 40.000 € 40.499 € 222.885 € 225.665 27 € 40.500 € 40.999 € 225.671 € 228.451 28 € 41.000 € 41.499 € 232.214 € 235.041 29 € 41.500 € 41.999 € 235.046 € 237.873 30 € 42.000 € 42.499 € 237.878 € 247.914 31 € 42.500 € 42.999 € 247.914 € 247.914 32 € 43.000 € 43.499 € 247.914 € 247.914 33 € 43.500 € 43.999 € 247.914 € 247.914 34 € 44.000 € 44.499 € 247.914 € 247.914 35 € 44.500 € 44.999 € 247.914 € 247.914 36 € 45.000 € 45.499 € 247.914 € 247.914 37 € 45.500 € 45.999 € 247.914 € 247.914 2024 41244 20-12-2024 09-12-2024 2024-0000937784 2024 41244 20-12-2024 09-12-2024 2024-0000937784 01-01-2025

Artikel 6 Wijzigt de Wet bevordering eigenwoningbezit. 2024 41244 20-12-2024 09-12-2024 2024-0000937784 2024 41244 20-12-2024 09-12-2024 2024-0000937784 01-01-2025

Artikel 7 artikel 6, zesde lid, onderdeel a, van de Wet bevordering eigenwoningbezit Het bedrag, bedoeld inis voor het jaar 2025: € 0. 2024 41244 20-12-2024 09-12-2024 2024-0000937784 2024 41244 20-12-2024 09-12-2024 2024-0000937784 01-01-2025

Artikel 8 Regeling koopsubsidiegrenzen en koopsubsidieplafond 2024 Dewordt ingetrokken. 2024 41244 20-12-2024 09-12-2024 2024-0000937784 2024 41244 20-12-2024 09-12-2024 2024-0000937784 01-01-2025

Artikel 9 Deze regeling treedt in werking met ingang van 1 januari 2025. 2024 41244 20-12-2024 09-12-2024 2024-0000937784 2024 41244 20-12-2024 09-12-2024 2024-0000937784 01-01-2025

Artikel 10 Deze regeling wordt aangehaald als: Regeling koopsubsidiegrenzen en koopsubsidieplafond 2025. 2024 41244 20-12-2024 09-12-2024 2024-0000937784 2024 41244 20-12-2024 09-12-2024 2024-0000937784 01-01-2025